Credit Cards for People with Bad Credit or Credit that needs improvement

We have credit cards for those with less than perfect credit. Most consumers can choose from either a secured card or a unsecured credit card offers. There are a wide variety of credit cards that have been made available by different financial institutions to those that have poor credit or a sub prime credit situation. Take a few minutes and compare credit card offers to determine which is best for you.

Capital One® Classic Platinum - Visa

A competitive APR with a lower annual fee

• 0% on purchases until October 2008. After that, variable APR, currently 12.9%
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
• Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

Apply for a Capital One® Classic Platinum - Visa

Orchard Bank Classic MasterCard®

The Orchard Bank MasterCard is a great card to help you rebuild your credit and is loaded with built-in benefits to help you manage your account. Get pre-qualified in less than 60 seconds for a card that fits your profile, at no risk to your credit score.

• Reporting to major credit bureaus providing opportunity to rebuild credit
• Your choice of payment due dates to fit your schedule
• Free Standard Bill Pay and online account management tools
• Periodic credit limit increase reviews to strengthen your buying power
• E-alerts to your email or cell phone to remind you when a payment is due
• You could also qualify for a Platinum, Gold or Secured card

Click here to apply now!

Total Visa® Card

No Credit? Bad Credit? Try Us! - There may be light at the end of the tunnel. Apply now for the Total Visa®! Instant On-Line Decision!

• Instant On-Line Decision
• Free 24 hour Online Account Access
• Monthly Reporting to All Major Credit Bureaus
• Fraud Protection
• Outstanding Customer Service

Continental Finance MasterCard®

Get a second chance if you have less than perfect credit. If you have been turned down for credit recently because of your credit score, Continental Finance is here to help you with the second chance you've been waiting for. apply today!

• Get Your Application Results in Seconds
• Monthly reporting to the Major Credit Bureaus
• Free Online Access
• Excellent Online Tools for Managing Your Finances
• Semi-Annual Credit Limit Increases
• No Minimum Monthly Income Requirements*
• Unsecured MasterCard Accepted at Millions of Locations Worldwide

*Approval subject to other criteria.

Access Visa®

Bad Credit? You May Qualify For Our Access Visa®!

• Instant On-Line Decision
• Bad Credit? No Credit? Give Access A Try!
• Outstanding Customer Service
• Free 24 Hour Online Account Access
• Reports to All Major Credit Bureaus

Find Out if You are Approved In Seconds!

First PREMIER Bank Gold MasterCard ®

A Credit Card For Those With Less Than Perfect Credit

Our GOAL is SIMPLE; to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER Bank credit card! Apply now – it’s quick and easy!

Centennial® MasterCard®/Visa®

Credit decisions in less than 60 seconds!

Less than Perfect Credit? Centennial knows that recovering from difficult financial situations can be challenging. We may be able to offer you a credit card when others will not. Applying is simple, quick and safe.

First PREMIER Bank Platinum Credit Card

Here's Your Chance To Apply for A First PREMIER Bank Platinum Card.

Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard logo. Enjoy a Low APR on purchases. Apply now – don’t wait!

• Monthly reporting to 4 major credit bureaus.
• Low APR on purchases.
• Quality Customer Service.
• All applications accepted!
• All credit types welcome to apply!

Find The Credit Card Made for You!

Rewards? Introductory Offers? Cash back? Just tell us what you are looking for in a short, secure questionnaire and we will show you the right credit card for you. Receive up to 3 offers and choose the one(s) you like.

People with troubled credit may also be interested in these offers

Guaranteed Credit Offers | Prepaid and Debit Cards | Secured Credit Card Offer

UltraVX Visa®

Now anyone can qualify for a credit card with UltraVX Visa®.

• Credit-On Demand™: up to $25,000 credit line—Patent Pending
• Instant Approval: no credit check, no minimum income or bank account required
• Credit Reporting: reports to major credit bureaus
• Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more….....no restrictions!
• Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide *Patent Pending